Sustainability unique to you
With Inyova, you can select from 24 different impact topics to create a personalised impact portfolio that is aligned with your values. We’ll do the hard work – making sure your portfolio is well diversified by having at least 30 - 40 companies as well as green bonds in your portfolio.
More than your average 3a
Personalised
Your investment is 100% personalised to what you value. You select the impact topics and can even add or remove individual stocks, if you like.
Transparent
You always know where your money is invested and directly own shares. We’re always upfront about our all-inclusive fees so there are no bad surprises later on.
Impactful
You directly own a piece of the companies in your portfolio, which means you have all the rights of a shareholder. So, you can vote at company’s Annual General Meetings and help shape the future of the companies you are invested in.
Tax-savings
Like with any Pillar 3a, you can enjoy generous tax savings by investing up to CHF 6’883 if you are an employee and CHF 34’416 if you are self-employed.
Safe
Your account is opened through Liberty Foundation 3a Retirement Savings. Liberty is a leading pension platform in Switzerland, managing CHF 3.4 billion in pension money for 30,000 people.
Annual fee
0.8
%p.a.
All transactions
Annual rebalancing
Financial reporting & tax statements
Swiss-based customer support
Strategy changes once per year
Your own pension foundation account
Under special circumstances, e.g. early withdrawal, additional costs may be charged by our partner Liberty. Please find more information on our FAQ page.
Continuous risk management
Foreign transaction fees
Corporate Action Management
We closely track and manage any corporate actions that affect companies our customers are invested in. We make sure that we react in the best interest of our customers and that all portfolios stay financially sound. Read more about corporate actions
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