Excess returns through impact investing? Easy.

Excess returns through impact investing? Easy.

  • Award-winning performance

  • 100 % digital, 0 % hassle

  • Regulated in Switzerland and Germany

Create your personalised strategy

Grow your wealth by investing in the future

Achieve excess returns
Inyova impact investors have, on average, achieved 6 % return p.a. in the past three years, and that’s no surprise. Because sustainability is a strategic investment in the future.

Invest in the future
With Inyova, you invest in innovative companies and technologies that are shaping the future.

Make an impact
We engage with the companies in our universe to help them become more sustainable and future-proof.

Choose award-winning performance
Out of 25 German robo advisors tested by GeldanlageDigital in May 2023, Inyova had the best 12-month-performance (incl. fees).

Create your strategy now

A reliable partner at your side

  • Inyova is built on decades of financial experience

  • Regulated in Switzerland and Germany

  • Founded by finance & sustainability experts, backed by industry experts

Invest effortlessly

Building wealth and changing the world doesn’t need to be difficult.

Get set up in minutes

Create a personalised, fully diversified investment strategy in minutes – regardless of your financial experience.

Leave the work to us

We monitor the companies in your portfolio and make sure they continue to meet stringent financial and sustainability criteria. We also rebalance your portfolio to keep it diversified. Additionally, we’ll leverage your shareholder rights to drive positive change within the companies you invest in.

Here if you need us

Need help with something? Get competent 1:1 support from our friendly and knowledgeable Customer Success team.

Create your free, no-strings-attached strategy in 3 easy steps:

  • Pick your impact topics Renewable energy, gender equality, no animal cruelty? Select the impact topics closest to your heart. Your portfolio is based on companies that match your values and have traceable impact. In total, there are around 300 possible companies you can invest in with Inyova.
  • Personalise your investment strategy Don’t like a company in your portfolio? No problem! You can remove it. Want to add a specific one instead? That’s easy too!
  • Open your personal account & invest Our account opening process is fully digital and paperless. No need to visit a bank branch – you can do it easily at home.

What Inyova impact investors say…

“Aside from the concept of Inyova, which is of course also wonderful, the experience of setting up an investing account was very easy and enjoyable. The flexibility of the strategy page made it really simple to personalise my portfolio and I found the customer support team helpful and friendly.”
Isobel S
“Inyova helps connecting the dots between values and investments, with a super easy platform and a very welcoming team. Well done!”
Davide P
“Fast client service, attractive and friendly website interface, available and competent help.”
Antonio I
“I really appreciate the control I can have over my investments. I can have transparency over the causes I am funding and the freedom to exclude companies that don’t align with my values.”
Imogen C
Premium service at an all inclusive fee
0.6 – 1.2% p.a

of your investment account balance. The more you invest, the lower your fee.

  • Your own secure Swiss bank account
    There is no limit on how much you can invest or withdraw with your Inyova account (Inyova trades stocks and bonds daily). If you need to withdraw your investment, you can have your money back within a week. Unlike other providers, we charge no fees when you withdraw your investment.
  • Unlimited investments & withdrawals
    Unlike other providers, there are no fees or limits on adding or withdrawing money from your investment. If you need to withdraw, you can usually have your money within 7 days.
  • All transactions & currency exchange fees
    Everything is included in the annual fee you pay for your Inyova Invest account. There are no hidden fees – ever.
  • Annual strategy adjustment
    Want to change your impact topics, add or remove companies, or adjust your risk level? No problem.
  • Regular rebalancing
    Your portfolio is well diversified and designed to grow with the stock market in the long-term. We regularly rebalance your portfolio to maintain the optimal level of risk. This usually happens once per year, but it happens more regularly if there is an imbalance.
  • Local customer support
    Our friendly Customer Success team is here for you when you need it. We are a digital service with a human heart.
  • Financial reporting & tax statements
    We provide a yearly tax statement at the beginning of each year that you can attach to your tax report or submit using eTax. The value of your investment is updated in the app on a daily basis.
  • Continuous risk management
    To manage your risk, we implement modern portfolio theory and diversify your investment across at least 30 different stocks. To reduce your risk exposure, we spread your investment across different industries, countries, currencies, company sizes, and other dimensions.
  • Corporate Actions Management
    Corporate actions includes things like takeovers, bonus issues, rights issues, and consolidations at the companies you are invested in. We keep track of these and manage them on your behalf.
  • Dedicated impact team
    Inyova’s dedicated Impact Team are our in-house sustainability experts. They monitor the companies you invest in and work with companies to improve their sustainability impact. The team also researches more companies to add to the Inyova universe.

What you’ll pay

0.6 – 1.2% p.a. depending on the total balance in your account (move the white dot across the bar)

1.2%1.0%0.8%0.6%
CHF

Account balance

CHF

Monthly fee

%

Annual fee

Disclaimer: The past performance of financial markets and instruments is never an indicator of future performance. The statements or information contained in this document do not constitute a recommendation, offer, invitation to buy or sell securities or financial instruments. Inyova AG accepts no liability whatsoever for the reliability and completeness of the information contained in this article. Liability claims against Inyova AG are published in this document are excluded. In addition, the statements contained in this document reflect an estimate at the time of publication and are subject to change. References and links to websites of third parties are outside the area of responsibility of Inyova AG. Any responsibility for such websites is disclaimed.