E-Book: How to diversify for long-term returns and impact

Diversify your portfolio with the leading impact investing platform in Europe.

• Real impact Invest in stocks and bonds that have traceable sustainable impact. This gives you power. We’ll show you what to do with it.
• Flexibility & returns Enjoy attractive returns in the long-run, with full flexibility to add and withdraw money along the way.
• No Hassles We monitor your companies, rebalance your portfolio regularly, and track your investment against strict financial criteria.

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Diversify with impact & build your wealth

The choice is yours: start with a single investment, set up a monthly deposit, or do both! Your strategy is invested once your account reaches CHF 2000, and it's designed to generate attractive returns in 5-10 years.

Single investment

Start with CHF 2,000 if you choose a single investment only.

Savings plan

Make an automatic monthly deposit from CHF 500. You can stop at any time.

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All Inclusive Fee

0.6 – 1.2% p.a

of your investment account balance. The more you save the less you pay.

• Your own secure Swiss bank account

  There is no limit on how much you can invest or withdraw with your Inyova account (Inyova trades stocks and bonds daily). If you need to withdraw your investment, you can have your money back within a week. Unlike other providers, we charge no fees when you withdraw your investment.
• Unlimited investments & withdrawals

  Unlike other providers, there are no fees or limits on adding or withdrawing money from your investment. If you need to withdraw, you can usually have your money within 7 days.
• All transactions & currency exchange fees

  Everything is included in the annual fee you pay for your Inyova Invest account. There are no hidden fees – ever!
• Annual strategy adjustment

  Want to change your impact topics, add or remove companies, or adjust your risk level? No problem!
• Regular rebalancing

  Your portfolio is well diversified and designed to grow with the stock market in the long-term. We regularly rebalance your portfolio to maintain the optimal level of risk. This usually happens once per year, but it happens more regularly if there is an imbalance.

• Local customer support

  Our friendly customer success team is here for you when you need it. We are a digital service with a human heart!
• Financial reporting & tax statements

  We provide a yearly tax statement at the beginning of each year that you can attach to your tax report or submit using eTax. The value of your investment is updated in the app on a daily basis.
• Continuous risk management

  To manage your risk, we implement modern portfolio theory and diversify your investment across at least 30 different stocks. To reduce your risk exposure, we spread your investment across different industries, countries, currencies, company sizes, and other dimensions. This way, your eggs aren’t all in the same basket if one company or industry does not perform.
• Corporate Actions Management

  Corporate actions includes things like takeovers, bonus issues, rights issues, and consolidations at the companies you are invested in. We keep track of these and manage them on your behalf.
• Dedicated impact team

  Inyova’s dedicated Impact Team are our in-house sustainability experts. They monitor the companies you invest in, and work with companies to improve their sustainability impact. The team also researches more companies to add to the Inyova universe.

Show what else is included

Create your free, no-strings-attached strategy & become an impact investor in 3 easy steps:

• Step 1: Pick your impact topics Renewable energy, gender equality, transport for the future? Select the impact topics that matter the most to you. Your portfolio is based on companies that match your values and have traceable impact. In total, there are around 300 possible companies you can invest in with Inyova.
• Step 2: Personalise your investment strategy Don’t like a company in your portfolio? Or maybe you’re already invested in it? No problem! You can remove it. Want to add another one instead? That’s easy too!
• Step 3: Open your personal account & invest Our account opening process is fully digital and paperless. No need to visit a bank branch – you can do it easily at home.

Create your strategy

Promotional Communication: The information and opinion presented herein is a promotional communication that is not prepared in accordance with any legislation promoting the independence of financial research, nor is it subject to a prohibition on trading following the dissemination of financial research. The acquisition of this investment is associated with considerable risks and can lead to the complete loss of the invested capital. Inyova receives an all-inclusive fee of 0.6 – 1.2% p.a. for its services, depending on the amount of assets under management. The exact calculation can be found at https://inyova.ch/en/inyova-invest/.

Risk warning: All information is only intended to support your independent investment decision and does not represent a recommendation by Inyova. The product information or sample calculations presented do not claim to be complete or correct. Only the specifications in the asset management contract, including the other legal documents that are made available to Inyova customers via the complete customer documentation, are decisive. Please read the asset management agreement and other client documents carefully before making an investment decision. The following applies to all stocks and ETFs: past performance is no guarantee of future performance. Information on past performance does not allow forecasts for the future. Investing in securities involves the risk of a loss in value. Other investment services may produce different results. The results for individually managed portfolios and the various time periods may differ due to the market situation, different entry times, different portfolio sizes, individual restrictions and the respective composition of the portfolio.

Disclaimer: The past performance of financial markets and instruments is never an indicator of future performance. The statements or information contained in this document do not constitute a recommendation, offer, invitation to buy or sell securities or financial instruments. Inyova AG accepts no liability whatsoever for the reliability and completeness of the information contained in this article. Liability claims against Inyova AG are published in this document are excluded. In addition, the statements contained in this document reflect an estimate at the time of publication and are subject to change. References and links to websites of third parties are outside the area of responsibility of Inyova AG. Any responsibility for such websites is disclaimed.