Impact investing with up to 10% fixed interest rate

Impact investing with up to 10% fixed interest rate

With Inyova Grow, you directly invest into green projects. You earn an attractive interest rate while supporting the sustainability transition.

🎁 Invest now and earn 2% cash back!

The promotion is valid until 31 March 2025 (terms and conditions).

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Inyova Grow uniquely combines impact with interest rate payments

  • Interest rates of up to 10% Inyova Grow projects regularly pay 5% to 10% interest rate per year. The interest rate is paid over a fixed runtime.
  • Direct sustainability impact Through our investment approach, your money directly benefits the project entity. Your investments support wind farms, solar parks, sustainable construction projects, and more.
  • Diversified and secure All our projects are vetted by our investment experts. And your investment will be diversified across several projects to adhere to your personal investment profile.
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Green project investment opportunities

Wi IPP Wind Portfolio

Interest rate: 5 % p.a. + up to 1.5 % p.a. bonus

Currency: EUR

Repayment date: June 2029

Sector: Wind Energy

Overview: Multiple wind energy projects issued by Wi IPP, a German pioneer in the field. The projects include an upgrade to the already operating Nordpfälzer Bergland wind farm.

AREAM Green Bond

Interest rate: 8 % p.a.

Currency: EUR

Repayment date: July 2029

Sector: Solar Energy

Overview: AREAM Green Bond builds agricultural solar projects. Building solar parks on agricultural land can be a game changer, especially in regions where space is limited.

Euro Plant Tray

Interest rate: 8 % p.a. + up to 2 % p.a. bonus

Currency: EUR

Repayment date: June 2029

Sector: Circular Economy

Overview: Euro Plant Tray eG is a cooperative transforming the horticultural industry. Their reusable trays will be used in stores, e.g., supermarkets. This reduces plastic waste and CO2 emissions.

Explore investment opportunities

1. Define your personal Grow strategy

Your choices, our expertise. By answering a few simple questions, you define your personal investment profile.

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2. Open your Grow account

Open your Inyova Grow account with ease. Fully digital, from the comfort of your couch.

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3. Invest in projects

Start your impact investing. You choose the green projects you want to invest in and earn an interest rate of up to 10%. Every month, we will launch new projects for you to select from.

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Inyova Grow fees

We charge an annual management fee on your Inyova Grow investment.

0.95% per year

Our all-in fee, including custody fees, FX fees, and other costs related to your project investments. Subtracted from your annual interest rate.

  • Your own secure Swiss bank account
    You will have a dedicated bank account with Saxo Bank Switzerland.
  • All transactions and custody fees
    The all-in fee covers all transactions and custody fees.
  • Continuous access to green projects
    Ongoing access to projects on the Inyova platform. All projects are screened by our impact and investment experts.
  • Regular reporting
    We will update you on the financial status of your investment through the app. You will also regularly hear how your projects are going.
  • Customer support
    Our friendly customer success team is here for you when you need it. We are a digital service with a human heart!
  • Tax statements
    We provide a yearly tax statement at the beginning of each year that you can attach to your tax report or submit using eTax.

Note: It is possible to transfer money into Inyova Grow and only invest it into projects at a later time. In the meantime, we invest your money into our interest fund, so you can still already earn interest while waiting for the right project opportunity to invest in. We charge 0.35% p.a. on the money invested into the fund. Details on the interest fund can be found in the app.

FAQ section

1. What is Inyova Grow?

Current interest offerings in the market are not sustainable enough and with limited interest rates. Inyova Grow offers true impact investing with very attractive interest rate schedules. You invest directly into green projects while earning a fixed interest rate of up to 10%.

2. How does Inyova Grow work?

With Inyova Grow, you invest into a portfolio of green project bonds. A bond means you lend money that is paid back at the repayment date. Our bonds have a fixed runtime (usually 3–6 years) and annual interest payments.

3. What about safety?

Investing always carries a residual risk to lose your capital. However, we make investing into green projects as safe as it gets:

  • Your Inyova Grow strategy always consists of several green projects to diversify your risk.
  • Our investment experts carefully check every single green project that is launched on the Inyova platform.
  • We work with experienced distribution partners in the green project space that additionally check the investment opportunities.
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