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Make more out of your money – sustainably
Earn up to 8% fixed interest with Inyova Grow – Invest directly in impact projects of your choice and benefit from today.
Start earning interest
Combine positive change with returns
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Direct impact through project investments Invest directly in green and social projects – with measurable, positive impact. For example in wind and solar parks, sustainable construction projects, and more. -
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Up to 8 % fixed interest With Inyova Grow you can earn up to 8 % fixed annual interest, depending on the projects you choose. -
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Resilience in a changing world Inyova Grow projects are carefully selected by our investment experts to make the most of current market opportunities and enable reliable, long-term, and sustainable growth. By diversifying across multiple projects, we maximise the resilience of Grow.
Future-oriented projects such as
enshift CHF Bond 2026/2031
Repayment date: October 2031
Sector: Clean Heating & Energy
Overview: enshift is a Swiss pioneer decarbonizing real estate at the source. Capital directly funds efficient heat pumps, residential solar, and battery storage across expanding European markets. Replacing fossil heating systems reduces building emissions while delivering steady CHF returns.
Renergo CHF Bond 2026/2031
Repayment date: September 2031
Sector: Energy Storage (BESS)
Overview: Renergo develops grid-scale battery energy storage systems (BESS) across Germany. By capturing surplus solar and wind power during peak hours and releasing it when demand rises, these systems prevent clean energy waste and stabilize the power grid.
AustriaEnergy Chile Green Bond 23/2028
Repayment date: June 2028
Sector: Multi-Tech Clean Energy
Overview: AustriaEnergy develops integrated projects in Chile, one of the world’s top renewables hubs. Capital funds a multi-technology bundle spanning onshore wind, solar PV with battery storage, and green hydrogen. It offers geographic diversification paired with a rapid repayment timeline.
Customers on Inyova Grow
How it works
1. Sign up quickly, securely, and without obligation
Get free and non-binding access to all our offerings in just a few minutes — we open up a world of impact opportunities for you.
Start earning interest2. Define your personal Grow strategy
Find out which Grow strategy suits you with just a few clicks. Then easily open and fund your Grow account — fully digital and convenient.
Start earning interest3. Invest in projects of your choice and earn fixed interest
Start your impact investing journey. Choose the projects you want to invest in and earn the project-specific fixed interest rate.
Start earning interest Inyova Grow fees
To continuously provide you with top-tier projects and service, we charge an annual management fee on your investment.
0.95% per year
Our flat all-in fee — including custody fees, currency fees, and other costs — is automatically deducted from your annual interest rate. While your money is held with Inyova and not yet invested in projects, we won’t charge you anything.
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Your own secure Swiss bank account You will have a dedicated bank account with Saxo Bank Switzerland. -
All transactions and custody fees The all-in fee covers all transactions and custody fees. -
Continuous access to future-oriented projects Ongoing access to projects on the Inyova platform. All projects are screened by our impact and investment experts.
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Regular reporting We will update you on the financial status of your investment through the app. You will also regularly hear how your projects are going. -
Customer support Our friendly customer success team is here for you when you need it. We are a digital service with a human heart! -
Tax statements We provide a yearly tax statement at the beginning of each year that you can attach to your tax report or submit using eTax.
FAQ section
1. What is Inyova Grow?
Current interest offerings in the market are not sustainable enough and with limited interest rates. Inyova Grow offers true impact investing with very attractive interest rate schedules. You invest directly into future-oriented projects while earning a fixed interest rate of up to 8%.
2. How does Inyova Grow work?
With Inyova Grow, you invest into a portfolio of green and social project bonds. A bond means you lend money that is paid back at the repayment date. Our bonds have a fixed runtime (usually 3–6 years) and annual interest payments.
3. What about safety?
Investing always carries a residual risk to lose your capital. However, we make investing into future-oriented projects as safe as it gets:
- Your Inyova Grow strategy always consists of several green and social projects to diversify your risk.
- Our investment experts carefully check every single project that is launched on the Inyova platform.
- We work with experienced distribution partners in the green and social project space that additionally check the investment opportunities.
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Inyova’s impact investing approach uses methods based on the provision of additional capital (project bonds in Inyova Grow and green bond funds in Inyova Invest) and active ownership (Inyova Invest). The share of impact-oriented investments depends on the client-specific portfolio and can be between 20% and 90%. Details can be found here or by contacting our customer success team.