Impact with every investment

Impact with every investment

You don't need to be a finance expert to invest with Inyova. Getting started is easy – and we're here to help!

Your impact investing options

Inyova has two investment types – choose one or do both. Each investment includes a fully-diversified portfolio of 30 – 40 company stocks, selected from our pool of high impact companies.

Investment type

Investment type

Minimum investment

Minimum investment

Flexible withdrawals

Flexible withdrawals

Additional deposits

Additional deposits

Fee

Fee

Tax benefits

Tax benefits

You can deduct Pillar 3a contributions from your taxable income. This reduces the tax you pay every year you make a deposit.

Shareholder rights

Shareholder rights

You are the owner of the stocks that you invest in, which means you are granted rights in the company. They are:

  • Voting power
  • Ownership
  • Right to transfer ownership
  • Dividends
  • Right to inspect corporate documents
  • Right to sue for wrongful acts.


More on Shareholder rights here

Daily investment reporting

Daily investment reporting

Designed for long-term returns

Designed for long-term returns

Sustainable portfolio of 30 – 40 stocks and optional green bonds

Sustainable portfolio of 30 – 40 stocks and optional green bonds

Impact news and company metrics

Impact news and company metrics

Professional monitoring and management of your investment

Professional monitoring and management of your investment

24/7 customer support

24/7 customer support

Inyova Invest

Designed for long-term investing, with access to your money if you need it.

Flexible investment

Flexible investment

CHF 2'000

CHF 2'000 minimum investment

Unlimited

Unlimited withdrawals

Unlimited

Unlimited deposits

0.9–1.2% p. a.

Fee of 0.9 – 1.2% p. a.

No Tax benefits

Tax benefits

Shareholder rights

You are the owner of the stocks that you invest in, which means you are granted rights in the company. They are:

  • Voting power
  • Ownership
  • Right to transfer ownership
  • Dividends
  • Right to inspect corporate documents
  • Right to sue for wrongful acts.


More on Shareholder rights here

Daily investment reporting

Designed for long-term returns

Sustainable portfolio of 30 – 40 stocks and optional green bonds

Impact news and company metrics

Professional monitoring and management of your investment

24/7 customer support

Inyova 3a

A truly sustainable Pillar 3a with immediate tax benefits. Access your money when you reach retirement.

Retirement savings

Retirement savings

CHF 100

CHF 100 minimum investment

At retirement age

At retirement age

You can withdraw 3a assets no earlier than five years before the regular retirement age.
There are some exceptions, for example:

  • Self-employment
  • Moving abroad
  • Financing home ownership

Maximum of CHF 7,056 per year, up to CHF 34'416 if you're self-employed

Maximum of CHF 6'883 per year, up to CHF 34'416 if you're self-employed

0.8% p. a.

Fee of 0.8% p. a.

Tax benefits

You can deduct Pillar 3a contributions from your taxable income. This reduces the tax you pay every year you make a deposit.

Shareholder rights

You are the owner of the stocks that you invest in, which means you are granted rights in the company. They are:

  • Voting power
  • Ownership
  • Right to transfer ownership
  • Dividends
  • Right to inspect corporate documents
  • Right to sue for wrongful acts.


More on Shareholder rights here

Daily investment reporting

Designed for long-term returns

Sustainable portfolio of 30 – 40 stocks and optional green bonds

Impact news and company metrics

Professional monitoring and management of your investment

24/7 customer support

Pick impact topics
that are important to you

Your portfolio is based on companies that have traceable impact in topics close to your heart. In total, there are around 300 high impact companies you can invest in with Inyova. Each company is carefully selected and monitored by our sustainability experts.

Invest in companies
that you believe in

Your choices, our expertise. Your strategy includes 30 – 40 high impact companies plus Green Bonds. Personalise it a little – or a lot. We always ensure your portfolio is designed for long-term returns.

Open your account from your sofa

From showing your ID to signing your contract – the account opening process is completely digital. No need to visit the bank or print out forms. After that, sit back. Our investment team takes care rebalancing, risk control, and all other management activities.

Lean back – we do the heavy lifting

Keep tabs on your investment in the Inyova app, explore the sustainability impact of your companies, and more! At our shareholder engagement events, you can even influence decision-makers at companies you are invested in.

Inyova for Kids,
invest for the next
generation

Children will inherit the world that we build – now is the time to invest in companies making it cleaner, greener, and more fair.

  • Create multiple kids accounts and manage them from the same account
  • A personalised impact investment for each child
  • The stock market has historically generated an average annual return of 6%
  • No hidden fees

Get your free impact investing strategy in just a few clicks

We’ll guide you through every step. There’s no obligation if you decide it’s not right for you.

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