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Excess returns through impact investing? Easy.
- Award-winning performance
- 100 % digital, 0 % hassle
- Regulated in Switzerland and Germany
Grow your wealth by investing in the future
Achieve excess returns
Inyova impact investors have, on average, achieved 6 % return p.a. in the past three years, and that’s no surprise. Because sustainability is a strategic investment in the future.
Invest in the future
With Inyova, you invest in innovative companies and technologies that are shaping the future.
Make an impact
We engage with the companies in our universe to help them become more sustainable and future-proof.
Choose award-winning performance
Out of 25 German robo advisors tested by GeldanlageDigital in May 2023, Inyova had the best 12-month-performance (incl. fees).
A reliable partner at your side
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Inyova is built on decades of financial experience
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Regulated in Switzerland and Germany
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Founded by finance & sustainability experts, backed by industry experts
Building wealth and changing the world doesn’t need to be difficult.
Get set up in minutes
Leave the work to us
Here if you need us
Create your free, no-strings-attached strategy in 3 easy steps:
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Pick your impact topics Renewable energy, gender equality, no animal cruelty? Select the impact topics closest to your heart. Your portfolio is based on companies that match your values and have traceable impact. In total, there are around 300 possible companies you can invest in with Inyova. -
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Personalise your investment strategy Don’t like a company in your portfolio? No problem! You can remove it. Want to add a specific one instead? That’s easy too! -
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Open your personal account & invest Our account opening process is fully digital and paperless. No need to visit a bank branch – you can do it easily at home.
What Inyova impact investors say…
of your investment account balance. The more you invest, the lower your fee.
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Your own secure Swiss bank account There is no limit on how much you can invest or withdraw with your Inyova account (Inyova trades stocks and bonds daily). If you need to withdraw your investment, you can have your money back within a week. Unlike other providers, we charge no fees when you withdraw your investment. -
Unlimited investments & withdrawals Unlike other providers, there are no fees or limits on adding or withdrawing money from your investment. If you need to withdraw, you can usually have your money within 7 days. -
All transactions & currency exchange fees Everything is included in the annual fee you pay for your Inyova Invest account. There are no hidden fees – ever. -
Annual strategy adjustment Want to change your impact topics, add or remove companies, or adjust your risk level? No problem. -
Regular rebalancing Your portfolio is well diversified and designed to grow with the stock market in the long-term. We regularly rebalance your portfolio to maintain the optimal level of risk. This usually happens once per year, but it happens more regularly if there is an imbalance.
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Local customer support Our friendly Customer Success team is here for you when you need it. We are a digital service with a human heart. -
Financial reporting & tax statements We provide a yearly tax statement at the beginning of each year that you can attach to your tax report or submit using eTax. The value of your investment is updated in the app on a daily basis. -
Continuous risk management To manage your risk, we implement modern portfolio theory and diversify your investment across at least 30 different stocks. To reduce your risk exposure, we spread your investment across different industries, countries, currencies, company sizes, and other dimensions. -
Corporate Actions Management Corporate actions includes things like takeovers, bonus issues, rights issues, and consolidations at the companies you are invested in. We keep track of these and manage them on your behalf. -
Dedicated impact team Inyova’s dedicated Impact Team are our in-house sustainability experts. They monitor the companies you invest in and work with companies to improve their sustainability impact. The team also researches more companies to add to the Inyova universe.
What you’ll pay
0.6 – 1.2% p.a. depending on the total balance in your account (move the white dot across the bar)
Disclaimer: The past performance of financial markets and instruments is never an indicator of future performance. The statements or information contained in this document do not constitute a recommendation, offer, invitation to buy or sell securities or financial instruments. Inyova AG accepts no liability whatsoever for the reliability and completeness of the information contained in this article. Liability claims against Inyova AG are published in this document are excluded. In addition, the statements contained in this document reflect an estimate at the time of publication and are subject to change. References and links to websites of third parties are outside the area of responsibility of Inyova AG. Any responsibility for such websites is disclaimed.
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Inyova’s impact investing approach uses methods based on the provision of additional capital (project bonds in Inyova Grow and green bond funds in Inyova Invest) and active ownership (Inyova Invest). The share of impact-oriented investments depends on the client-specific portfolio and can be between 20% and 90%. Details can be found here or by contacting our customer success team.