Legal Notice

Last updated: 21 March 2026

1. General

By using the website inyova.ch and any of its pages (the “Website”), you confirm that you have reviewed, understood and agreed to the following legal information and terms of use (the “Terms”). If you do not agree to the Terms, please refrain from accessing the Website.

Inyova AG (Inyova) is a licensed asset manager pursuant to Art. 17 of the Swiss Financial Institutions Act (FINIG) and is supervised by OSFINcontrol and ultimately by the Swiss Financial Market Supervisory Authority (FINMA).

The Terms are subject to change without notice and access to, and use of the Website may be restricted or terminated at any time.

The content of this Website is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions.

This web service and the use of any services in connection with the Website are subject exclusively to Swiss law. The sole place of jurisdiction for any disputes in connection with the use of this web service is Zurich.

2. No offer or solicitation

The information, products, services or documents contained or described on this site are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation to buy or sell investment instruments, to effect any transaction or to enter into any legal relations.

The financial products mentioned on this Website may not be suitable for all investors. Prior to making investment decisions investors should conduct a thorough investigation and obtain all necessary professional advice, including eligibility to make such investment in terms of the applicable law.

Nothing on this Website constitutes investment, legal, accounting or tax advice, or a representation that any investment or strategy is suitable or appropriate for individual clients, or otherwise constitutes a personal recommendation. 

Any investment decision should be made solely on the basis of the relevant contractual documentation and after consultation with qualified advisors/online onboarding.

3. Regulatory status and supervisory organisation

Inyova operates as an asset manager under Art. 17 FINIG and provides portfolio management and related financial services in accordance with Swiss law, in particular:

• the Financial Institutions Act (FINIG),
• the Financial Services Act (FIDLEG),
• and applicable implementing ordinances.

The supervisory function is carried out by OSFINcontrol AG.
Access to the Website does not create a client relationship. A client relationship is established only upon execution of a written agreement.

4. Ombudsman’s office

Inyova AG is a member of the VSV (Association of Swiss Asset Managers) and affiliated to the ombudsman’s office OFS Ombud Finanzen Schweiz via their partnership. This provides the opportunity to conduct out-of-court arbitration proceedings in the event of a dispute. Customers can contact the ombudsman’s office to resolve conflicts over legal claims. The Ombudsman treats all inquiries confidentially and will inform Inyova only with the consent of the customer.

Mediation request

Address (registered office):

OFS Ombud Finanzen Schweiz
Kochergasse 6
c/o Etude Peter von Ins
3011 Bern
Phone: +41 22 808 04 51
Email: [email protected]

Address (for postal deliveries):

OFS Ombud Finance Suisse
16 Boulevard des Tranchées
1206 Genève, Suisse

5. Information about financial services and financial instruments

For explanations of the individual financial instruments and their operating principles, as well as the financial services, we would like to refer you to the Swiss Bankers Association’s brochure “Risks Involved in Trading Financial Instruments” of June 2023. This comprehensive document defines the financial services, the risks associated with different categories of financial instruments, their characteristics and operating principles, both product-specific and in general.

6. Product range

Inyova AG may use different types of financial instruments to implement its investment strategies, including direct investments (stocks, bonds), collective capital investments (equity funds, ETFs or other funds), structured products and derivatives, as well as further appropriate financial instruments.

7. Limitation of Liability

To the extent permitted by applicable law, the Company shall not be liable for any loss or damage (direct, indirect or consequential) arising from:

• access to or use of the Website,
  
• inability to access or use the Website,
  
• reliance on information contained on the Website,
  
• technical errors, interruptions, or system failures.
  

This includes, without limitation, loss of profit, loss of data, or other financial losses.

8. Performance Information and Risks

Any performance figures shown on the Website:

• are provided for illustrative purposes only,
  
• may be based on historical data or simulations,
  
• do not constitute a guarantee of future performance.

Past performance is not indicative of future results.

Investments in financial instruments involve risks, including the potential loss of capital.

9. Electronic Communication Risks

Communication via email or internet-based systems involves risks, including:

• interception,
  
• data manipulation,
  
• transmission errors,
  
• malware or unauthorized access.

By communicating electronically with Inyova, you acknowledge and accept these risks.

10. Links to Third-Party Websites

The Website may contain links to third-party websites.

Inyova:

• has no control over such websites,
  
• assumes no responsibility for their content,
  
• and does not endorse or approve their content.

Access to third-party websites is at the user’s own risk.

11. Data Protection

The processing of personal data is governed by our Privacy Policy, which forms an integral part of these Terms.

Personal data is processed in accordance with:

• the Swiss Federal Act on Data Protection (revDSG),
• and other applicable data protection laws.

12. Avoidance of conflicts of interest

Inyova can offer diversified financial services to a wide range of clients and counterparties. This may give rise to situations in which Inyova, its affiliated companies or related persons have a material interest in a transaction, or where a conflict of interest may arise between customer interests and those of other customers or counterparties or Inyova’s own interests. Inyova takes appropriate organisational measures to avoid conflicts of interest and to prevent its clients from being disadvantaged by such conflicts. In particular, Inyova has established electronic barriers to restrict the flow of information between certain areas of activity. Inyova trains its employees to identify conflicts of interest and act accordingly. Inyova may also refuse to act in such situations at its own discretion.

13. Engagement and Voting Policy

Inyova exercises shareholder rights for active ownership at companies in which shares are held by our customers. You can find more details in our Engagement & Voting Policy (EN).

14. Trademark and copyright

Copyright and all other rights to content, images, photos, and other files on this website are exclusively owned by the company Inyova AG or by the expressly stated rights owners. Prior to reproduction of any element, written consent of the copyright holder must be obtained.

15. Disclaimer

While Inyova uses reasonable care to ensure that the information on the Website is accurate and up to date, it makes no representations or warranties, express or implied, regarding:

• accuracy,
• completeness,
• reliability,
• or timeliness of the information provided.

Inyova reserves the right to amend these Terms at any time. The version published on the Website at the time of access shall apply.

Liability claims against Inyova AG for material or immaterial damage resulting from access to or use of the published information, misuse of the connection or technical faults are excluded.