Your impact investing options
Every Inyova offering offers strong return opportunities and a positive impact on our planet and society.
Investment type
Investment type
Minimum investment
Minimum investment
Flexible withdrawals
Flexible withdrawals
Additional deposits
Additional deposits
Fee
Fee
Impact mechanism
Impact mechanism
Tax benefits
Tax benefits
You can deduct Pillar 3a contributions from your taxable income. This reduces the tax you pay every year you make a deposit.
Daily investment reporting
Daily investment reporting
Designed for long-term returns
Designed for long-term returns
Diversified portfolio
Diversified portfolio
Impact news and company metrics
Impact news and company metrics
Professional monitoring and management
Professional monitoring and management
24/7 customer support
24/7 customer support
Inyova Invest
Designed for long-term investing, with access to your money if you need it.
Flexible investment
Flexible investment
CHF 2'000
CHF 2'000 minimum investment
Unlimited
Unlimited withdrawals
Unlimited
Unlimited deposits
0.9–1.2% p. a.
Fee of 0.9 – 1.2% p. a.
Active Ownership
Active Ownership
You are the owner of the stocks that you invest in, which means you are granted rights in the company. They are:
- Voting power
- Ownership
- Right to transfer ownership
- Dividends
- Right to inspect corporate documents
- Right to sue for wrongful acts.
More on Shareholder rights here
No Tax benefits
Daily investment reporting
Designed for long-term returns
Diversified portfolio
Impact news and company metrics
Professional monitoring and management
24/7 customer support
Inyova 3a
A truly sustainable Pillar 3a with immediate tax benefits. Access your money when you reach retirement.
Retirement savings
Retirement savings
CHF 100
CHF 100 minimum investment
At retirement age
At retirement age
You can withdraw 3a assets no earlier than five years before the regular retirement age.
There are some exceptions, for example:
- Self-employment
- Moving abroad
- Financing home ownership
Maximum of CHF 7,258 per year, up to CHF 36,288 if you're self-employed
Maximum of CHF 7,258 per year, up to CHF 36,288 if you're self-employed
0.8% p. a.
Fee of 0.8% p. a.
Active Ownership
Active Ownership
You are the owner of the stocks that you invest in, which means you are granted rights in the company. They are:
- Voting power
- Ownership
- Right to transfer ownership
- Dividends
- Right to inspect corporate documents
- Right to sue for wrongful acts.
More on Shareholder rights here
Tax benefits
You can deduct Pillar 3a contributions from your taxable income. This reduces the tax you pay every year you make a deposit.
Daily investment reporting
Designed for long-term returns
Diversified portfolio
Impact news and company metrics
Professional monitoring and management
24/7 customer support
Inyova Grow
For project investments with interest. Access your funds after the project term.
Project bonds
Project bonds
CHF 2'000
CHF 2'000 minimum investment
After project bond maturity
After project bond maturity
Project-dependent
Project-dependent
0.1–0.95% p.a.
0.1–0.95% p.a.
Investment into green projects
Investment into green projects
No Tax benefits
Daily investment reporting
Designed for long-term returns
Diversified portfolio
Impact news and company metrics
Professional monitoring and management
24/7 customer support
Lean back – we do the heavy lifting
Keep tabs on your investment in the Inyova app, explore the sustainability impact of your companies, and more! At our shareholder engagement events, you can even influence decision-makers at companies you are invested in.
Inyova for Kids,
invest for the next
generation
Children will inherit the world that we build – now is the time to invest in companies making it cleaner, greener, and more fair.
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Create multiple kids accounts and manage them from the same account -
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A personalised impact investment for each child -
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The stock market has historically generated an average annual return of 6% -
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No hidden fees
Get your free impact investing strategy in just a few clicks
We’ll guide you through every step. There’s no obligation if you decide it’s not right for you.
Download from
Download from